Billing User support?

I’m trying to upgrade my company’s account from free to paid. I don’t handle credit cards or billing, so normally I’d invite our finance person to the account and have them handle billing. It seems like this isn’t possible, since I need to add billing details before I can add a user. Furthermore, even if I do jump through the hoops to get the account first and then invite the finance person later, they’ll be billed $19/mo just to pay bills? I noticed there was a mention of adding support for “read-only” users in the announcement of the pricing changes a couple years ago, but I see no mention of it since. I don’t mind the pricing of Render in general, but I don’t want to pay $19 for a billing user.